Bihar Mukhyamantri Udyami Yojana 2026: ₹10 Lakh Tak Financial Support, Interest-Free Loan + 50% Subsidy
Aaj ke time me bahut saare youth, women aur middle-class families apna business start karna chahte hain, lekin paise ki kami aur bank loan ka high interest sabse bada challenge ban jata hai.
Isi problem ko solve karne ke liye Bihar Government ne ek powerful Government Scheme launch ki hai — Bihar Mukhyamantri Udyami Yojana 2026.
Is Government Yojana ka main aim hai ki Bihar ke log self-employment aur entrepreneurship ke through financially strong ban sakein. Is scheme me government ₹10 lakh tak financial assistance deti hai jisme bada hissa subsidy hota hai.
Online application officially start ho chuka hai aur interested candidates 15 March 2026 tak apply kar sakte hain.
🏛️ Bihar Mukhyamantri Udyami Yojana 2026 Kya Hai?
Mukhyamantri Udyami Yojana 2026 Bihar Industries Department dwara chalayi ja rahi ek flagship Government Scheme hai.
Iska objective hai:
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Youth ko job seeker se job creator banana
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Manufacturing, Service aur Trading sector me startups badhana
-
Financial support ke through new businesses ko promote karna
Scheme ke under eligible applicants ko subsidy + concessional loan diya jata hai.
👉 Application process completely online aur paperless hai.
🎯 Yojana Ka Purpose / Objective
Bihar Government ke main goals:
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Self employment opportunities create karna
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Youth migration kam karna
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Women entrepreneurship promote karna
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SC/ST, Minority aur EBC communities ko business support dena
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District level industrial development badhana
Government ka focus hai ki har district me naye enterprises develop ho.
💰 Yojana Ke Benefits (Major Advantages)
✔ ₹10 lakh tak financial assistance
✔ 50% subsidy (grant — repay nahi karna)
✔ Interest-free loan (many categories ke liye)
✔ Women applicants ko special benefit
✔ Startup business support manufacturing + service sector me
✔ Online transparent selection process
✔ 7 years easy EMI repayment option
💵 Kitni Rakam / Financial Assistance Milti Hai?
Mukhyamantri Udyami Yojana 2026 me total package:
✅ Total Assistance: Up to ₹10 Lakh
Breakup:
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₹5 Lakh = Government Subsidy (Non-repayable)
-
₹5 Lakh = Loan Amount
Interest Rate:
✅ Women + SC/ST + EBC:
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Completely Interest Free Loan
✅ General Category Youth:
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Only 1% Simple Interest
Repayment:
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84 Installments (7 years)
Amount directly project approval ke baad business establishment ke liye diya jata hai.
Yojana Eligibility Criteria (Kaun Apply Kar Sakta Hai?
Apply karne se pehle eligibility check karna bahut important hai.
Basic Eligibility:
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Bihar ka Permanent Resident hona zaroori
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Age: 18 se 50 years
-
Minimum Education:
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12th Pass OR
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ITI Certificate OR
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Polytechnic Diploma
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Business Related Conditions:
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Business same district me setup hona chahiye
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PAN Card applicant ke naam par hona zaroori
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Business structure ho sakta hai:
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Proprietorship
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Partnership
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LLP
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Private Limited Company
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Category Wise Components:
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SC/ST Udyami Yojana
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Ati Pichhda Varg (EBC)
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Mahila Udyami Yojana (All women)
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Yuva Udyami (General & BC-02 Male)
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Alpsankhyak Udyami (Minority)
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Divyangjan Udyami (40% disability + UDID)
Correct category select karna mandatory hai.
Required Documents — Apply Karne Ke Liye
Mandatory Documents:
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Aadhaar Card
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PAN Card
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Matric Certificate (DOB proof)
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Intermediate / ITI / Diploma Certificate
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Permanent Resident Certificate (Bihar)
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Passport Size Photograph
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Signature Scan Copy
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Cancelled Cheque
Optional / Category Specific:
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Caste Certificate
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UDID Card (Divyang applicants)
Documents clear scan format me upload karna hota hai.
Yojana Online Apply Kaise Kare? (Step-by-Step)
🔹 Online Apply Process
Step 1:
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Official Website visit kare:
👉 https://udyami.bihar.gov.in
Step 2:
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Login / Registration section open kare
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“Mukhyamantri Udyami Yojana” select kare.
Step 3:
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Aadhaar Number enter kare.
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OTP verification kare.
Step 4:
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Personal details + education + category fill kare.
Step 5:
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Approved project list se business select kare.
⚠ Project baad me change nahi hota.
Step 6:
-
Required documents upload kare.
Step 7:
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Final submit kare aur application print save kare.
🔹 Offline Apply Process
Currently application process fully online hai.
Offline submission available nahi hai.
Important Government Guidelines / Warning
✔ Application completely free hai.
✔ Kisi agent ya middleman ko paise dene ki zarurat nahi.
✔ Bihar Government directly portal se application accept karti hai.
✔ Fake calls aur fraud messages se bachke rahein.
Sirf official website ka use karein.
📍 State Wise Variation Note
Ye ek Bihar State Government Scheme hai.
Dusre states me similar schemes ho sakti hain lekin:
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Eligibility
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Amount
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Selection process
different ho sakta hai.
🔗 Important Links
Official Website —Click Here
Online Apply Link — Click Here
Official Notification PDF — Click Here
FAQs — Bihar Mukhyamantri Udyami Yojana 2026
Q1. Bihar Mukhyamantri Udyami Yojana 2026 Last Date kya hai?
15 March 2026 online application ki last date hai.
Q2. Kitna loan milta hai Government Scheme me?
Total ₹10 lakh assistance milta hai jisme ₹5 lakh subsidy aur ₹5 lakh loan hota hai.
Q3. Kya loan interest free hai?
Women, SC/ST aur EBC candidates ke liye loan completely interest free hai.
Q4. Selection kaise hota hai?
District level computerized randomisation system se selection hota hai, phir document verification hota hai.
Q5. Minimum qualification kya chahiye?
12th Pass, ITI certificate ya Polytechnic Diploma mandatory hai.
FINAL WORDS — Time Par Apply Kare Aur Government Support Ka Fayda Uthaye
Bihar Mukhyamantri Udyami Yojana 2026 youth, women aur entrepreneurs ke liye ek strong opportunity hai jahan government directly financial support de rahi hai.
Agar aap business start karna chahte hain aur funding problem face kar rahe hain, to eligibility check karein aur 15 March 2026 se pehle online apply jarur karein.
Government schemes ka sahi information lena aur official portal se apply karna hi safest tarika hai.
👉 Smart planning + Government support = Successful Startup Journey.
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